基于物联网技术的小农户融资模式创新研究

doi:10.19640/j.cnki.jtau.2020.04.016

Journal of Tianjin Agricultural University ›› 2020, Vol. 27 ›› Issue (4): 83-88.doi: 10.19640/j.cnki.jtau.2020.04.016

• Economy and Management • Previous Articles Next Articles

Research on the innovation of financing model for small-sized farmers based on IoT technology

Fu Na

College of Humanities, Tianjin Agricultural University, Tianjin 300392, China

Received:2020-06-09 Online:2020-12-31 Published:2020-12-25

Abstract

Abstract: The current situation of agricultural financial market is of high demand but lack of applicable financial products, with serious problems in financial products supply, service system innovation, risk control and other areas. On the basis of internet thinking and introduction of Internet of Things（IoT）technology, this study constructs “1+N” financing model, effectively connecting all participants of the agricultural industry chain, making whole agricultural industrial chain finance, to solve the key issues of “who lends, how to lend, how much to loan, how to pay back” and so on. By solving the key problems, it can improve the financing ability of small and medium-sized farmers, realize the safe, efficient and win-win pattern of agricultural finance.

Key words: IoT, small-sized farmers, financing model

CLC Number:

F324.6

Fu Na. Research on the innovation of financing model for small-sized farmers based on IoT technology[J]. Journal of Tianjin Agricultural University, 2020, 27(4): 83-88.

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Research on the innovation of financing model for small-sized farmers based on IoT technology

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